Saving money is a great goal to have this year. It’s still early enough to make this year the best year financially for you. Frugal people use these tips to save money and will be using these to change their money lives in 2024- I know because I am one of them.
Use these tips if they fit into your lifestyle, and keep looking for ways to change how you interact with your money daily. This is how to change your life and make 2024 the best year ever.
Whether it’s buying a home, starting a business, furthering your education, or going on a dream vacation, saving money allows you to work toward and achieve your long-term goals. Which goals are you going to accomplish this year?
2024 will be the year of saving money and living frugally.
1. Set up Automatic Savings
If you aren’t saving much, setting up an account with auto savings will keep you saving every month. You’ll get used to the amount put in savings and won’t even miss it.
2. Cancel Unused App Subscriptions
Many apps have gone to a subscription model. If you aren’t using those apps, cancel them right away so you won’t be charged again.
3. Use Public Wi-Fi
To save money, this is a great way to get plenty of internet access without running up your data.
4. Barter or Trade Services
Everyone has something they’re good at. You can trade that to other people for something you need or need to be done.
5. Cancel Unused Cloud Storage
Did you really need more storage? If you’re paying for cloud storage and don’t really need it, cancel it and stop paying for it monthly or yearly.
6. Sew and Mend Clothing
It’s easy to fix clothing and change pieces as they need to be changed. Letting out a hem, adding a patch, etc., can be done for practically free.
7. Use Energy-Efficient Lighting
Your lighting is always in use, and it can take a lot of energy to run. When your lighting is more energy efficient, you pay less every time you use it.
8. Create a Shopping List and Stick To It
Before you go anywhere, make a list of what you need to buy there. This soon becomes a habit and can save you an enormous amount on impulse purchases.
9. Use a Programmable Coffee Maker
You don’t need your coffee maker running all the time. Program it to come on only when it’s needed to save power.
10. Buy Used Kitchen Gadgets
Kitchen gadgets often get used for a while and then abandoned, so don’t spend too much on them. You can buy one used and pay much less for it.
11. Limit Bottled Water Purchases
It’s best for your wallet and the environment to never pay for bottled water. But if you must now and then, try to limit these purchases to the fewest of them possible.
12. Cancel Unnecessary Home Services
If you’re paying for services that you could do yourself, put an end to that practice. This can be one of the harder ways to save money at home, but it can also save you an enormous amount.
13. Install Motion Sensor Lights
Leaving on lights can be convenient, but you’ll pay a lot to leave them running. To save money, use lights that only come on with motion, so they aren’t used as often.
14. Use a Library for Audiobooks
Audiobooks are a great way to delve into the books you want to read, and your library has them. Your library may even offer them online to borrow.
15. Use a Reusable Coffee Filter
Buying new coffee filters all the time adds up to spending a lot. With a reusable filter, you don’t have to keep buying them or give up your coffee.
16. Grow Your Own Fruit
There are many ways to grow fruit at home. They can even be grown indoors when there’s enough natural light. You’ll save money every week and still have fresh fruit.
17. Reduce Paper Usage
Move to more digital means of creating and keeping documents to save money on replacement paper.
18. Cancel Unnecessary Insurance Coverage
If you have an insurance policy that you don’t really need, this can be a big expense. Cancel that policy, and you’ll keep saving money.
19. Make Your Own Beauty Products
It’s possible today for anyone to make beauty products at home. And you can use better ingredients that will be good for your skin.
20. Host Potluck Dinners
When a lot of people are paying for a shared dinner, it costs each of them less. These dinners can be fun and may introduce you to new foods.
21. Use a Water Filter
When you have a water filter, you can be confident that your water is safe to drink. This can cut down a lot on buying bottled water.
22. Buy Used Books
A book doesn’t have to be new to be a gripping read. Used books contain all the same words as new books, so save some money by buying used ones.
23. Cancel Unused Software Subscriptions
Many people subscribe to software that they need for a while, but they may forget to cancel it later. Look over your debits and see if you can cancel one you aren’t using.
24. Use a Programmable Sprinkler System
Watering often can wreak havoc on your water bill. Use a programmable sprinkler to water your plants at the ideal time. Watering at night can allow the water to soak into the soil better.
25. Limit Impulse Buying
Buying just one or two impulse items isn’t too bad, is it? Multiply those by every time you go shopping and you’ll soon see why this is a habit you need to break.
26. Cancel Unused Streaming Services
If you aren’t really using it, you’re just wasting money every month. Cancel the ones you haven’t watched in the last month or two.
27. Make Your Own Household Cleaners
When you need specialized cleaners around your home, making your own is one of the best ways to save money at home. Cleaners can be pricey, but the ingredients to make them usually aren’t.
28. Use a Bike for Short Trips
Short trips in the car use a lot of gas, and that comes at a hefty price. When you have a short trip to make, consider biking to save money and get exercise.
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